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Terms of Use

1. Acceptance of Terms

By accessing or using our website or services related to financial consultations, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

2. Use of Our Services

You agree to use our services for lawful purposes and in compliance with all applicable laws and regulations. You may not:

  • Use our services in any manner that could interfere with, disrupt, or harm our website or services
  • Attempt to gain unauthorized access to any part of our website or services
  • Use our services to engage in fraudulent activities or violate the rights of others
  • Reproduce, duplicate, copy, sell, or exploit any portion of our website or services without our express written permission

3. Intellectual Property Rights

All content and materials on our website, including text, graphics, logos, and images, are protected by copyright and other intellectual property laws. You acknowledge and agree that all intellectual property rights in our website and services are owned by us or our licensors.

You are granted a limited, non-exclusive, non-transferable license to access and use our website and services for personal or internal business purposes. This license does not permit you to:

  • Modify or alter any part of our website or services
  • Create derivative works based on our website or services
  • Use our website or services for any commercial purpose without our prior written consent

4. User Contributions

Our website may allow users to post, submit, or transmit content (including feedback, comments, and suggestions). By submitting content to our website, you grant us a perpetual, irrevocable, worldwide, royalty-free, and non-exclusive license to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media.

5. Limitation of Liability

We make every effort to provide accurate and up-to-date information on our website, but we do not guarantee the accuracy, completeness, or reliability of any content. Your use of our website and services is at your own risk. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

In no event shall we be liable for any direct, indirect, incidental, consequential, special, or exemplary damages arising out of or in connection with your use of our website or services, even if we have been advised of the possibility of such damages.

6. Indemnification

You agree to indemnify, defend, and hold harmless our company, its officers, directors, employees, agents, licensors, and suppliers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of our website or services.

7. Governing Law and Dispute Resolution

These Terms of Use shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles. Any dispute arising out of or relating to these terms shall be resolved exclusively in the state or federal courts.

8. Changes to These Terms

We reserve the right to update or modify these Terms of Use at any time without prior notice. Any changes will be effective immediately upon posting the revised terms on our website. Your continued use of our website or services after the posting of updated terms constitutes your acceptance of such changes.

9. Severability

If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect to the maximum extent permitted by law.

10. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of our website and services, superseding any prior agreements or understandings.

11. Contact Us

If you have any questions about these Terms of Use, please contact us at [email protected].